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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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02-03-2021, 10:13 AM
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#1 |
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Confirmed User
Industry Role:
Join Date: Feb 2015
Posts: 11
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I need Payment Processing Advice
Hey Guys,
I need some advice from people that know processing. I want to get away from using the list of payment processors we all know and some love. I like to see if I can acquire a merchant account. I was offered one by our bank Wells Fargo for our mainstream side. The bank person was really nice about it. I know a bank that does it for adult, which I have a call with soon. But I actually had a call with a registered ISO/MSP that's associated with that bank. The guy was very rude and I may not have understood his questions that well. Seems like he wanted history of us processing for adult, which I don't have. I'm doing research now, is there anything we know before we talk with the bank. I feel like I know the basic, but that's only good for mainstream and not for high risk accounts. What are the extra requirements I need to have for adult? The technical side I know we can do. Do they need to see a customer service group? The rate he gave me for processing made my heart warm. I need to figure this out.
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https://nerdycms.com Email me at traffic {at} nerdycms.com |
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02-03-2021, 10:23 AM
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#2 |
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Registered User
Industry Role:
Join Date: Sep 2013
Location: www.adultmerchantservices.com
Posts: 73
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You can apply at BOA or WF and such as a "marketing" company. That will work until they run an audit and see where the cards are being accepted.
The best bet is to start working with a high risk processor and bank that will give you a direct account here in the USA. Know you will have annual compliance fees to satisfy the card networks, but its still cheaper than using a 3rd party. I would be happy to go through some of the requirements that our banks usually ask for when adult is applying and answer any other questions. Cris Allied Payments 1-800-315-5755 |
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02-03-2021, 10:29 AM
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#3 |
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Confirmed User
Industry Role:
Join Date: Feb 2015
Posts: 11
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we definitely want the bank to know where we are processing. BOA and WF are a no go there.
The bank I have a call with will know we do porn stuff. I just didn't under why this registered ISO/MSP gave me so much trouble. Maybe it was just the rep I spoke to. But I hope to talk to the actual bank and lay everything out.
__________________
https://nerdycms.com Email me at traffic {at} nerdycms.com |
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02-03-2021, 10:57 AM
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#4 |
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Registered User
Industry Role:
Join Date: Sep 2013
Location: www.adultmerchantservices.com
Posts: 73
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They probably want to know you're funded, especially to cover the registration fees.
Depending on the industry, we start our adult pricing at +0.50% and $0.10/transaction. Allied Payments • High Risk Merchant Account • Credit Card Processing |
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