Business Looking for Reasonable Payment Processor - GoFuckYourself.com

LaSexorcisto · 08-03-2022, 10:41 PM

I sell digital products and I am looking for a payment processor who charges reasonable transaction/processing/service fees . Not that BS 10-20% I've seen in a few places. Also, they must support Authorize.Net

98% of my buyers are U.S

I'm not interested in crypto payments at this time

10 years ago I had a high risk processor at around 3% transaction fee. Unfortunately, I was stupid and let some shithead buy $2,000 of merchandise, which he later chargedback at the same time causing me to lose my account and get MATCHed.

Since then I've been using PayPal for the last 10 years and they charge 3.49%. They are 100% aware of my type of business and have never given me any problems because I have maybe 1 or 2 chargebacks a year these days.

Do you know of any processors who can help?

fuzebox · 08-03-2022, 11:54 PM

What's your volume?

k0nr4d · 08-04-2022, 02:33 AM

If it's mainstream just use stripe? I've been using them for years, low f ee.

Klen · 08-04-2022, 02:50 AM

Quote:

Originally Posted by k0nr4d

If it's mainstream just use stripe? I've been using them for years, low f ee.

How does stripe dealing with mutli-currencies? Biggest problem with paypal is not processing fee, but the fact how they dont allow you to withdraw money in currency which is different then your local currency.

k0nr4d · 08-04-2022, 02:56 AM

Quote:

Originally Posted by Klen

How does stripe dealing with mutli-currencies? Biggest problem with paypal is not processing fee, but the fact how they dont allow you to withdraw money in currency which is different then your local currency.

I only bill in EUR but based on the settings it looks like you can set individual accounts for individual currencies and settle in those. You also seem to get a separate balance for each currency.

LaSexorcisto · 08-04-2022, 07:28 AM

Quote:

Originally Posted by fuzebox

What's your volume?

It averages about $3,000 per month

LaSexorcisto · 08-04-2022, 07:33 AM

Quote:

Originally Posted by k0nr4d

If it's mainstream just use stripe? I've been using them for years, low f ee.

Funny thing is I've already tried Stripe and got banned because they considered my business to be Adult. PayPal on the other hand seems to have no problem processing for digital adult products.

NETbilling · 08-07-2022, 09:41 AM

If you are US based, we can help you out, no problem. If you are out side the US, we can also help if your current volume is over $25k per month. Please contact [email protected].

Thanks

AMDWarrior · 08-07-2022, 08:32 PM

Quote:

Originally Posted by LaSexorcisto

Funny thing is I've already tried Stripe and got banned because they considered my business to be Adult. PayPal on the other hand seems to have no problem processing for digital adult products.

Paypal is total shit.

baddog · 08-07-2022, 09:16 PM

MobiusPay.com

LaSexorcisto · 08-07-2022, 09:20 PM

Quote:

Originally Posted by AMDWarrior

Paypal is total shit.

Could you elaborate?

When I had my merchant account banned 10yrs ago it was quite literally impossible to process cards in the US once you are on the national blacklist, let alone a high risk merchant account. PayPal was the only service that came through for me and allowed my business to survive for the last 10 years. I can't really agree with you.

08-03-2022, 10:41 PM	#1
LaSexorcisto Confirmed User Industry Role: Join Date: Mar 2022 Location: In the moment Posts: 95	Looking for Reasonable Payment Processor I sell digital products and I am looking for a payment processor who charges reasonable transaction/processing/service fees . Not that BS 10-20% I've seen in a few places. Also, they must support Authorize.Net 98% of my buyers are U.S I'm not interested in crypto payments at this time 10 years ago I had a high risk processor at around 3% transaction fee. Unfortunately, I was stupid and let some shithead buy $2,000 of merchandise, which he later chargedback at the same time causing me to lose my account and get MATCHed. Since then I've been using PayPal for the last 10 years and they charge 3.49%. They are 100% aware of my type of business and have never given me any problems because I have maybe 1 or 2 chargebacks a year these days. Do you know of any processors who can help?

08-04-2022, 02:33 AM	#3
k0nr4d Confirmed User Industry Role: Join Date: Aug 2006 Location: Poland Posts: 9,217	If it's mainstream just use stripe? I've been using them for years, low f ee. __________________ Mechanical Bunny Media Mechbunny Tube Script \| Mechbunny Webcam Aggregator Script \| Custom Web Development

08-07-2022, 09:41 AM	#8
NETbilling Confirmed User Industry Role: Join Date: Jan 2002 Location: Huntington Beach, CA Posts: 8,556	If you are US based, we can help you out, no problem. If you are out side the US, we can also help if your current volume is over $25k per month. Please contact [email protected]. Thanks __________________ Mitch Farber CEO - NETbilling, Inc. Email / Phone: 888-357-8166 / 661-252-2456 Transaction processing & 24/7 call center services with exceptional rates and flexibility, since 1998!

08-03-2022, 11:54 PM	#2
fuzebox making it rain Industry Role: Join Date: Oct 2003 Location: seattle Posts: 21,859	What's your volume?

08-07-2022, 09:16 PM	#10
baddog So Fucking Banned Industry Role: Join Date: Apr 2001 Location: the beach, SoCal Posts: 107,090	MobiusPay.com