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Old 01-09-2018, 08:16 AM   #101
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No accounts were closed from just being US citizens before though, their situations were closings bcos of other issues right?
Mine was closed months ago and it was because I was a US citizen living in Virginia. There's a thread here from awhile back which had other US Paxum users who had their accounts closed too.

More and more of the sponsors I use are paying out via Paypal though which is awesome.
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Old 01-09-2018, 08:52 AM   #102
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why Chris and Ruth are hiding info on whats happening? This look very shady
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Old 01-09-2018, 09:07 AM   #103
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For the record I have no paxum account but it isn't shady. If you do any work internationally the tax laws are obscene. As a US citizen you have to beg banks to work with you because of the outlandish requirements that literally no other nation requires.
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Old 01-09-2018, 09:24 AM   #104
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For the record I have no paxum account but it isn't shady. If you do any work internationally the tax laws are obscene. As a US citizen you have to beg banks to work with you because of the outlandish requirements that literally no other nation requires.
ok it looks fishy then, they are not very specific on the reasons, dropping US customers just like this, huh, dunno...
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Old 01-09-2018, 09:35 AM   #105
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Sure, suboptimal, and who is to say what the reason really is. But that could be the case. Several banks have recently done the same thing due to onerous US regulations.
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Old 01-09-2018, 09:56 AM   #106
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This is bad news for US Personal Paxum account holders, and that sucks .. but..

If anyone needs somewhere to send their Paxum funds, we can accept them and it enters you to win advertising credit in our New Years Resolution promo. Please note that the funds would have to be spent on Advertising, we wouldn't be able to send them out via another method or something...

Promo Details

https://manage.juicyads.com/fitbit.php
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Old 01-09-2018, 09:57 AM   #107
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Old 01-09-2018, 10:06 AM   #108
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Wouldn't the easy answer be to incorporate your biz and then open a new account under that Corp/LLC and proceed? Not sure
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Old 01-09-2018, 10:11 AM   #109
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For the record I have no paxum account but it isn't shady. If you do any work internationally the tax laws are obscene. As a US citizen you have to beg banks to work with you because of the outlandish requirements that literally no other nation requires.
If you've been following Paxum "complaint" threads then it's probably not a total surprise.

For everyone else, 48/96 hours notice before complete account closure may cause some panic. That's the shady part. Why does this need to happen so quickly?
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Old 01-09-2018, 10:12 AM   #110
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Old 01-09-2018, 10:16 AM   #111
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Research FATCA and FBAR and thank Obama. /end of thread.
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Old 01-09-2018, 11:36 AM   #112
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Jesus. Stop doing business as individuals and incorporate yourself already.
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Old 01-09-2018, 11:47 AM   #113
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Get a business account....
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Old 01-09-2018, 11:58 AM   #114
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Jesus. Stop doing business as individuals and incorporate yourself already.
For small shops and individuals, an LLC is a fast and inexpensive option for US folks.
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Old 01-09-2018, 11:59 AM   #115
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For small shops and individuals, an LLC is a fast and inexpensive option for US folks.
Yep Delaware incorporation cost only 700$. But we know "real" reason why people have personal accounts
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Old 01-09-2018, 12:03 PM   #116
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here is a very old article but maybe its regarding this: https://www.biv.com/article/2016/11/...rgeted-us-aut/
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Old 01-09-2018, 01:27 PM   #117
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Old 01-09-2018, 02:04 PM   #118
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Hmmm...

I'm in the UK so I guess I don't have to worry... I only ask as my account is a $ account... just wanted to make sure no one outside of the USA had been effected... ?
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Old 01-09-2018, 02:09 PM   #119
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Gotcha, but what's the difference between a business and a personal account in terms of reporting?
America made corporations into entities like people. So if you are one, it acts separately from you and isn't required to be reported. If you get money paid to you on Paxum, and you are having it sent to a personal account, and you are s USA citizen, you are supposed to be self reporting the account to both the IRS and the FBI. Nobody is doing that. Hence the issue. Along with you self reporting it, Paxum is supposed to be reporting it as well. Major headache for them.

The reason a business does not have to report is that it is not a citizen. It is an entity, like a person, but not a citizen. So because the law says citizens, businesses are not included.

Other countries are complaining about this law because it is causing them hundreds of millions in losses by both their own regulators and their companies. Much more in aggregate than America is making in recovered funds. I expect the GOP to shoot this law down. It was created in partisan bullshit when the banks got bailed out and everyone blamed the 1% for their stupidity. It was the Democrats showing their constituents they were going to punish the rich.

Well.. now the entire world is getting punished by an overreaching law.
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Old 01-09-2018, 02:10 PM   #120
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I'm in the UK so I guess I don't have to worry... I only ask as my account is a $ account... just wanted to make sure no one outside of the USA had been effected... ?
Only USA Personal Account holders are affected.

All other accounts are fine, so yes your account will be fine.

Thanks
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Old 01-09-2018, 02:12 PM   #121
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Wouldn't the easy answer be to incorporate your biz and then open a new account under that Corp/LLC and proceed? Not sure
Yeah. I'll just wave a magic wand and have that done in a week. Not.
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Old 01-09-2018, 02:14 PM   #122
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What hours do the "new account review" people work?

Had some action 12 hours ago. Been quiet for quite a few.
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Old 01-09-2018, 02:28 PM   #123
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For the record I have no paxum account but it isn't shady.
You're wrong about this and Tammix is correct. It totally is shady and here's why: the short notice. If this is some long-apprehended regulatory problem (as people have detailed in this thread) that's been looming since the Obama administration, Paxum could have announced a leisurely phaseout of US personal accounts way back in June, giving everyone plenty of time to make alternative arrangements. That would have been the responsible, non-shady approach to the problem.

Alternatively, if they just got hit with some sudden regulatory action by international banking regulators or over-reaching US law enforcement, they could admit that, and apologize: "Sorry, people, we know this sucks but there's nothing we can do, our hands are tied and we literally have no option but to sever all ties by January 15 or be in violation of some new international regulatory order that we can't afford to comply with."

But neither of those are the case here. They are saying that the reason is long-term and strategic (these customers aren't going to be profitable in the business environment going forward) but they termed everyone on extremely short notice with vague justification. That is shady. And if you're a business customer who continues doing business with them, you ought to think really really hard about what it says for their loyalty to you and to your business processes, and what it's going to be like when they decide (for whatever reason) to dump all of your business for some unstated non-specific reason on 48 hours notice some random Monday in the future.

So yes, it's shady because either they're lying about the reason being long-term strategic (when in fact they have some sort of short-term unexpected law-enforcement regulatory imperative that they aren't admitting to) or they planned for a long time to dump all these customers on short notice. There's no non-shady third-way between those two possibilities! I don't care how much warm fuzzy feeling you have for these people, this behavior cannot be defended.
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Old 01-09-2018, 04:14 PM   #124
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Old 01-09-2018, 04:17 PM   #125
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right before avn. I had my personal paxum account for 5+ years.
This new movie better be better than middle men. And not that special effects shit like they did with fast and the ferious.. That just made it shitty

fuck you ackerman!

Biggest pussy on gfy go fuck yourself !
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Old 01-09-2018, 04:26 PM   #126
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Old 01-09-2018, 05:13 PM   #127
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Sure I will like to withdraw my money from Paxum.... But Hell, can I get some "correct approval codes".... that will Help Paxum...
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Old 01-09-2018, 05:39 PM   #128
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Sure I will like to withdraw my money from Paxum.... But Hell, can I get some "correct approval codes".... that will Help Paxum...
If your Transaction Approval Codes do not seem to be working for you, then please log-in to your Paxum account and visit the SECURITY section of your account. Scroll down to the Transaction Codes section and click into it. In there you can re-request your approval codes, or request brand new ones, or disable them.

You will receive new codes (or a disable code, whichever you request) to the email address you use to log-in.

Thanks
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Old 01-09-2018, 11:08 PM   #129
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Gotcha, but what's the difference between a business and a personal account in terms of reporting?
GOTCHA is the acronym for the new reporting requirements in 2018.
Never underestimate the stupidity of any government, anywhere.
Maybe this is why Paypal is converting its Personal Cards to Business Cards.
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Old 01-10-2018, 01:23 AM   #130
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It did cost me an arm and leg but I'm a company and pay tax and my cards are all business. I probably make way less than other people here but seeing them all cry about this makes me want to punch them in the face. Paxum is a Romania company. They can't risk working with people not paying tax.
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Old 01-10-2018, 03:33 AM   #131
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I've had a US LLC for decades.

I got the Paxum Business account approved in 24 hours. Took 3 tries with the Passport. If you're going to scan or photo your ID, leave some margin around all 4 sides. For some reason...
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Old 01-10-2018, 03:35 AM   #132
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It did cost me an arm and leg but I'm a company and pay tax and my cards are all business. I probably make way less than other people here but seeing them all cry about this makes me want to punch them in the face. Paxum is a Romania company. They can't risk working with people not paying tax.
No wonder they reply at such odd hours compared to my working hours.

I was in Bucharest in December. I could have handed them my Passport faster than taking photo after photo to get the right "margin" on all 4 sides!
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Old 01-10-2018, 05:07 AM   #133
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GOTCHA is the acronym for the new reporting requirements in 2018.
Never underestimate the stupidity of any government, anywhere.
Maybe this is why Paypal is converting its Personal Cards to Business Cards.
Yes, PayPal converted me 2 years ago. 3-4 years ago now for Amazon.

Is FirstChoice next? Would XTube help us?
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Old 01-10-2018, 07:17 AM   #134
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I uploaded my ids and you would never verify my account. So i could with draw my money. Because you weren't accepting USA customers. How can i get this money? Ive emailed all sponsors and some wont accept a reverse charge and pay me. These sponsors will no longer be promoted by me unless I can get my money off paxum. I need some direct form of payment. Wire, check, paypal.

I emailed Ruth and through paxum.com and haven't heard anything yet. Can i still get this money off after this deadline?
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Old 01-10-2018, 08:05 AM   #135
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Do I need a verified Account for eft or wire? Can i transfer money to other users. With a unverified account?
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Old 01-10-2018, 12:40 PM   #136
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It did cost me an arm and leg but I'm a company and pay tax and my cards are all business. I probably make way less than other people here but seeing them all cry about this makes me want to punch them in the face. Paxum is a Romania company. They can't risk working with people not paying tax.
(Ruth is in Canada)
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Old 01-10-2018, 03:01 PM   #137
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Mine was closed months ago and it was because I was a US citizen living in Virginia. There's a thread here from awhile back which had other US Paxum users who had their accounts closed too.

More and more of the sponsors I use are paying out via Paypal though which is awesome.
Which ones?
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Old 01-10-2018, 04:03 PM   #138
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@RuthB @Chris - After the 10th... will we still be able to login and check the balance of the card?
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Old 01-10-2018, 04:39 PM   #139
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Without waving flags, we do a sizable amount of Paxum each month. And know how much affiliates prefer it. Hope it carries on.
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Old 01-10-2018, 04:50 PM   #140
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My Business account verified and approved in 24 hours, and US bank account added.

By Friday, my old email will be associated with the Business Account, and removed from Paxum's database linking it to the old closed Personal account.

That way, I will not need to do anything with the multitudinous Programs that I am an Affiliate of.

Now, if any of those would actually make any money...
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Old 01-10-2018, 05:09 PM   #141
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The part of this that is really silly (which I just realized when I went on IslandDollars signup page), is that sites that do their own accounting, already ask for our US Tax ID.
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Old 01-10-2018, 05:56 PM   #142
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Originally Posted by NickBaer View Post
My Business account verified and approved in 24 hours, and US bank account added.

By Friday, my old email will be associated with the Business Account, and removed from Paxum's database linking it to the old closed Personal account.

That way, I will not need to do anything with the multitudinous Programs that I am an Affiliate of.

Now, if any of those would actually make any money...
That's what I'm talking about!

As for the silliness of Island Dollars already asking for ID...

This issue stems from the fact that your personal CHECKING account with Paxum is a foreign account to the USA. As such they must do a massive amount of reporting and proactive checking with you about who you are sending money to. Our PayPal account was suspended once because they wanted to know who we were and why we send such large amounts to other accounts. It got activated again after we gave them all of the info. Paxum doesn't have the resources to do this when American webmasters with personal accounts make up a small percentage of their business.
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Old 01-11-2018, 12:15 PM   #143
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Deadline tomorrow people!
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Old 01-12-2018, 05:54 AM   #144
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@RuthB @Chris - After the 10th... will we still be able to login and check the balance of the card?
I have the same question. Please let us know. Thanks.
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Old 01-12-2018, 07:16 AM   #145
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All USA Paxum personal accounts will be closed at 10:01 AM ET time today that's 45 minutes from right now!!!
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Old 01-12-2018, 07:35 AM   #146
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Less than 30 minutes folks and your personal USA Paxum accounts will be closed hurry and get your affairs in order!
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Old 01-12-2018, 07:45 AM   #147
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15 minutes left folks and all USA personal Paxum accounts are closed!!
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Old 01-12-2018, 07:53 AM   #148
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hip hip hooray
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Old 01-12-2018, 08:25 AM   #149
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All USA Paxum personal accounts are now officially closed folks!
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Old 01-12-2018, 09:32 AM   #150
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I upgraded to Business on Wednesday. Closed the Personal account, and moved the username to the Business account on Thursday. So I don't need to do nothing with all of my Affiliate accounts.
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