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I'm tired of paying for fucking broke, irresponsible, losers.
Like the title says. I get my motorcycle insurance bill today from GEICO ……….
Body injury liability ……………………….. $66.00 Property damage liability ………………. $19.00 Comprehensive ………………………………. $125.00 Collision ………………………………………….. $195.00 Uninsured motorist ………………………… $859.00 !2 months of insurance for $405.00. But if I want to be covered for low-lifes who drive around uninsured it's an additional $859.00?!!! More than twice my normal rate to cover those that are skating the system? So in effect I'm paying insurance for those that don't have it. Taxing me for the shortcomings of others again! . |
Lool i thought that onlin Europe you are forced to pay for stuff like this but i see that usa is no different...
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Uninsured motorist only pays for medical bills so if you already have medical insurance just ditch it.
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If you get hit by a hit & run driver, you'll damn sure wish you had it.
Or if you get hit by an illegal alien. |
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^^ worst advice ever You obviously dont understand how it works, and what an attorney can do to an insurance company. |
If insurance premiums were more affordable, maybe the lowlifes would actually pay for theirs. That is typically the argument you hear about why they do not have it. Does it hold water? I dunno. I think that auto insurance rates can be ridiculous, but it is what it is. You have to have it for the 'just in case'.
:disgust |
This is something I get pissed at. My premiums go up every year and when I question it, I`m told it`s because those fuckers who don`t have insurance.
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Most you'll be out is your health ins. deductible. What am I missing? |
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In here we have mandatory insurances to cover other parties damages, injuries, etc., and if you want to cover your own, you will have to have additional insurance, but the other partie (if the accident is your fault) is always covered. Although basic health care is always mostly free (paid with taxes), so this applies mostly for property damages and lost income (because of injury), etc. |
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If they don't have insurance your own health ins. covers it and youre out your deductible. A grand to 5 grand usually. Someone correct me if I'm wrong though. It has happened before. Summer of '93 I believe. |
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For a 20 year old with no medical problems and likely won't be having any serious condition they may choose a higher deductible 5000 and then their monthly premium is lower. |
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"The US government does not represent the interests of the majority of the country's citizens, but is instead ruled by those of the rich and powerful, a new study from Princeton and Northwestern Universities has concluded." "Researchers concluded that US government policies rarely align with the the preferences of the majority of Americans, but do favour special interests and lobbying organisations: "When a majority of citizens disagrees with economic elites and/or with organised interests, they generally lose. Moreover, because of the strong status quo bias built into the US political system, even when fairly large majorities of Americans favour policy change, they generally do not get it." " http://www.telegraph.co.uk/news/worl...concludes.html |
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besides that: insurance terms and prices vary a lot between European countries |
i kunt a4d insurance...
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By the way - thread title would perfectly represent the situation when quality citizen (right economic wing) is pissed that he has to "redistribute his wealth" to irresponsible and lazy citizen (welfare monger left wing).
Unfortunately - at least half of society (famous 47 percent lol) are losers thus making quality citizens pay for them. Life is not fair to quality citizens because of all kinds of leftist loser mentality mongers. /rant |
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If you back the theft part of my insurance out and just look at my accident coverage I'm paying just $280.00 a year for coverage but $859.00 for uninsured coverage. A difference that just doesn't make sense. . |
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SO the ins industry forced the Nazis to place the camps in Poland and Austria, SO then the jews were written off as immigrating and the life ins was voided :2 cents: |
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:mad: |
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And to think when the insurance were selling that mandatory insurance law in your state it was telling you that the premiums would go way down because uninsured motorist coverage wouldnt even be necessary
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Careful.. if you speak as if something is too expensive then people might think you are nearly broke too. In that instant you become one of THEM.
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:mad: . Edited in: Ooops, you are talking about insurance. I have to learn to read the fucking thread before posting dammit. Nevermind. |
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My car was parked in front of my brothers house. It was rear-ended and totaled by a 16-year-old girl that OD'd on pills while driving. My insurance didn't want to pay because the accident was caused by another driver. Her insurance didn't want to pay because she was under the influence. After many months my insurance company finally got her insurance company to pay, I think they had to go to court. If that judgment had not fallen in my favor I would have been fucked. That's only one example of many that I have of insurance companies doing everything they can to get out of paying a bill that they should be paying. When your own insurance company fights to screw you, guess what the other person's insurance company is going to do. |
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If your insurance expires, there is a central register, and you get automatically fined a fee for every month uninsured, every month costs you almost an equivalent of yearly basic car insurance, and it doesn't provide ANY insurance. So if you would cause an accident when your car insurance is no more valid, all the damage gets out of your pocket. |
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That is what I thought before I got the fkn bill. New law or rule in this state maybe. When did you last renew your auto policy? This was in February, 2014. |
Various websites list the percentage of uninsured Florida motorists at 23 to 30 percent. So 1 in 4 people are driving illegally and causing potentially devastating hardship to themselves as well as others. How much do these people add each year to our already high health care costs?
Isn't one in four breaking the law enough probable cause to start enforcing the law? Driving is a privilege not a right, so start enforcing the most basic of traffic laws. Not to turn this into an immigration thread but as Grapesoda pointed out, what do illegal immigrants add to everyone's insurance as well as medical bills? According to a 2010 New York Times investigation an estimated 4.5 million illegal immigrants nationwide are driving regularly, most without licenses. It's probably safe to assume no one in this country illegally, without a license, is paying for auto insurance. edit; This $859.00 is just for my motorcycle coverage, when I'm drunk I'm going to see what it also adds to my automotive coverage ……. . |
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Where I live us honest hard working people are forced to get uninsured along with comp and collision. That's if you have the title of your vehicle, if you still owe on it, it's a lot more. I messed up and bought my daughter a new car on her 17th birthday. The full coverage on the vehicle with reasonable deductibles was $3,800 a year. The insurance payment was the same as the car payment. :mad: :mad: :mad: My oldest is now 21 and has never even received so much as a parking ticket since she's been driving. Her premium dropped a little when she turned 21, but not by much. Especially all the times it has increased over the years. |
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