Why don't we just use Rush Card or something similar?
 

Why doesn't the industry just use Rush Card or something similar? We'd just need wide adoption to one company.

Sponsors can load them via direct deposit and people can use them anywhere Visa is accepted and at a lot of ATM's.

Sure there won't be the p2p feature but most of the time I use p2p it wouldn't fall under "adult" and could just use PayPal.

Rush Card has vey low account limitations:

"Loading Your Card

You may add funds to your Card, called "value loading", at any time. The minimum amount of the initial value load is $0.01. The minimum amount of each value reload is $0.01. The maximum amount of the initial value load is $1,000.00 if loading via cash; $2,000.00 per month for Card to Card transfers between cardholders; $2,000 per day/$5,000.00 per month for Card-to-Card transfers between your own Cards; $5,000.00 if loading via ACH or direct deposit. The maximum amount of each value reload is $1,000.00 if loading via cash; $2,000.00 per month for Card to Card transfers between cardholders; $2,000 per day/$5,000.00 per month for Card-to-Card transfers between your own Cards; $5,000.00 if loading via ACH or direct deposit. You may add value or load your Card via direct deposit, ACH transaction from your checking or savings account, Card-to-Card transfers or cash at any Designated Loading Point. You can obtain information on how to load your Card at www.rushcard.com. You will have access to your funds at the times specified below. Please note the load schedule varies with each deposit method:

* Direct Deposit: Same day as received.
* Cash Load: Usually within one (1) hour, but no later then the next business day.
* Checks: 7-10 days from the day received.
* Money Orders: Upon verification once received.
* Card-to-Card Transfers: Within one (1) hour on the date specified by you."

"Using Your Card/Features

The maximum amount that can be spent on your Card per day is $2,500.00. The maximum value of your Card is restricted to $9,999.00."

https://www.rushcard.com/cardholder.aspx

Sally.

Thanks, Sally, I didn't look too far into it, just know that it's a popular card.

In that case, default to the "or something similar" I threw in for good measure. LOL