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-   -   Zombaio Please for the love of god do not steal my $40,000 (https://gfy.com/showthread.php?t=1111331)

ls101 06-04-2013 08:05 AM

Quote:

Originally Posted by SwirlsGirl (Post 19654179)

Payouts were never late until shortly after the arrival of Michael O to the company.

Payouts started to get disorderly as well as late. I mean recurring payout issues one after the other.

I came to the boards and let zombaio know it was unacceptable.


This is what I meant from my last post in the first page :D

Cyber Fucker 06-04-2013 08:32 AM

Yeah, I read it all the time. Huge affiliate networks search for any excuse to get their hands on their biggest affiliates money, sometimes when they cant find anything that is not in their terms they just go for really anything possible even fake stuff, no first and no last time. Best is to not keep huge amount there and keep your money flowing constantly.

OldJeff 06-06-2013 08:51 AM

Quote:

Originally Posted by SwirlsGirl (Post 19654179)
Yes and No....

We started processing just fine with zombaio back in 2008 for about 3 and a half years without any issues what so ever!

1 charge back and I mean literally only 1 single charge back in 3 1/2 years on thousands of transactions.

Payouts were never late until shortly after the arrival of Michael O to the company.

Payouts started to get disorderly as well as late. I mean recurring payout issues one after the other.

I came to the boards and let zombaio know it was unacceptable.

SO I knew demanding they stop screwing up payouts might have repercussions and it did...They waited for the most flimsy reason they could find to close our account and they did.

They paid me the settlements that were due and they were behind like 3 payouts, so they paid all the payouts in at once.... BUT THEY KEPT ALL REBILLS and have yet to send me any proof that they have not pocketed the 3 years of accumulated rebills

Hope this helps show you a thing or two about middlemenry and why you need to be on the offensive with them...give them an inch and they will literally take a thousand

shut up looney

_Richard_ 06-06-2013 08:58 AM

Quote:

Originally Posted by Jon (Post 19653538)
Yes, Richard. Why?

ahh confused myself, thought you were in processing lol

Quote:

Originally Posted by kichi (Post 19653889)
I got about 50 cb's but it was 3 to 4 months worth. I didn't have any cb's for about 4 months. Then one day I get 50. Something just doesn't add up.

that's not unusual. CBs generally come in batches like that.. and why there is a 6 month hold..

iwantchixx 06-06-2013 10:10 AM

You have more patience than me, I'd be getting paid via the end of a baseball bat, regardless of who the company is, 40k is a good chunk

WarChild 06-06-2013 10:35 AM

Quote:

Originally Posted by iwantchixx (Post 19657765)
You have more patience than me, I'd be getting paid via the end of a baseball bat, regardless of who the company is, 40k is a good chunk

Get serious. :1orglaugh:1orglaugh You didn't get bitten by a radio active spider and seriously, look at yourself.

SwirlsGirl 06-06-2013 10:49 AM

Quote:

Originally Posted by iwantchixx (Post 19657765)
You have more patience than me, I'd be getting paid via the end of a baseball bat, regardless of who the company is, 40k is a good chunk

That may as well be the only prescription on the market to heal an acute case of middlemenitis

Whether its a $40,000 case of middlemenitis or a $400 case of middlemenitis it is still a case of middlemenitis and should be dealt with accordingly.

My last donation of 400 bucks to the middle men foundation should have gone to researching and finding a cure for the parasitic condition known as middlemenitis.

Now if you can just find a baseball bat long enough to reach switzerland

:1orglaugh:1orglaugh:1orglaugh:1orglaugh:1orglaugh :1orglaugh

Jon 06-06-2013 11:42 AM

Quote:

Originally Posted by _Richard_ (Post 19657672)
ahh confused myself, thought you were in processing lol .

Yeah, Richard, I am... But for a very long time I wasn't publicly admitting it. Now I don't advertise it really, but that's also because my minimums are still high and I'm kind of a fan of people trying out everyone else, failing or getting raped, and then coming to me. Or they come in from referrals.

Of course, my payments corp is totally separate from WF, and I also keep the name private for as long as I can. In fact, I'm going to have to find someone to run day to day ops on WF since I need to focus on boarding all of the merchants from the third parties and other ISO's in this industry and other high risk markets. Their days are pretty numbered anyway, so it was only a matter of time until someone like me came around and ruined the fun.

Most ISO's and third parties I've encountered, especially in the high risk space, are just fucking clueless. They've absolutely shot themselves in the foot over and over again, and while I respect their game, especially from a high profit low cost perspective, they have mostly chosen to screw their clients rather than empower them.

So whatever... changes are coming. I'm filing patents on my risk management products and one will show you guys how to focus more on marketing and innovating your industry, while my crew takes risk and turns it into profit.

Oh yeah.. say bye bye to chargeback fees too. We always cover those for our clients. All Visa/MC fees too. And our disc rates are low. Soooo goodluck competing with me.

Jim_Gunn 06-06-2013 11:53 AM

Quote:

Originally Posted by kichi (Post 19653893)
I am calling it now. They will send me a standard form letter that visa and mastercard send out in September stating that they were fined $15,000 to $18,000 for excessive chargebacks due to account # blah blah blah and when I ask them what account number that is they will say it was the aggregated account I was under with them.

So Basically it will prove nothing.

Hey, If they can absolutely prove that they were fined $32,000 cause of my cb's then I will come on this forum and tell the world Zombaio did NOT steal my money.

Holy fuck, this sounds crazy. How the hell can a processor be fined $32,000 for some chargebacks? And you sound ready to accept that explanation!

desertfoxx 06-06-2013 12:00 PM

I hope you can resolve this soon.

iSpyCams 06-06-2013 12:06 PM

If it's an aggregated account number then its their problem not yours. But they will do whatever they want and make vague bullshit explanations, thats the way they operate.

Typically if you want to get by with over 1% CB's on a processing account then you also need to stay under 20k/mo in dollar volume as well because even if you are within the card association guidelines and well under their thresholds that is still a high enough volume of sales to theoretically go over the limit and risk analysis at the ISPS will freak out because they know it won't be long before the acquiring bank becomes concerned, who in turn doesn't want unnecessary attention from Visa and Mastercard.

So everybody is covering their asses and you got thrown under the bus. If Zombaio wasn't such a joke they would have put you on a dedicated MID like CCBill does and I would be willing to guess others do.

But you get what you pay for. Zombaio has or had free set up and remember if you aren't paying then you are not the customer, you are the product and now you are being consumed.

_Richard_ 06-06-2013 01:41 PM

Quote:

Originally Posted by Jon (Post 19657888)
Yeah, Richard, I am... But for a very long time I wasn't publicly admitting it. Now I don't advertise it really, but that's also because my minimums are still high and I'm kind of a fan of people trying out everyone else, failing or getting raped, and then coming to me. Or they come in from referrals.

Of course, my payments corp is totally separate from WF, and I also keep the name private for as long as I can. In fact, I'm going to have to find someone to run day to day ops on WF since I need to focus on boarding all of the merchants from the third parties and other ISO's in this industry and other high risk markets. Their days are pretty numbered anyway, so it was only a matter of time until someone like me came around and ruined the fun.

Most ISO's and third parties I've encountered, especially in the high risk space, are just fucking clueless. They've absolutely shot themselves in the foot over and over again, and while I respect their game, especially from a high profit low cost perspective, they have mostly chosen to screw their clients rather than empower them.

So whatever... changes are coming. I'm filing patents on my risk management products and one will show you guys how to focus more on marketing and innovating your industry, while my crew takes risk and turns it into profit.

Oh yeah.. say bye bye to chargeback fees too. We always cover those for our clients. All Visa/MC fees too. And our disc rates are low. Soooo goodluck competing with me.

if you will be concentrating on helping/empowering the merchant, than i am not so sure i need to wish you good luck. That form of mentality seems to generate money hand over fist, with all of history to back ya up :1orglaugh

regardless, best of luck with the business :pimp

digitaldivas 06-06-2013 02:30 PM

Quote:

Originally Posted by anexsia (Post 19653521)
Sounds like you need to hire Sara Swirls to fight Zombaio to the death for you! :)

:1orglaugh:1orglaugh:1orglaugh

iwantchixx 06-06-2013 02:37 PM

Quote:

Originally Posted by WarChild (Post 19657795)
Get serious. :1orglaugh:1orglaugh You didn't get bitten by a radio active spider and seriously, look at yourself.

That's ok stand behind your keyboard fagchild....

davethedope 06-06-2013 02:43 PM

Quote:

Originally Posted by Harmon (Post 19653888)
I've said it before, and I'll say it again: Never do business with any company that employs Michael O :2 cents:

He's such a great guy tho. He's so great.

SwirlsGirl 06-06-2013 03:14 PM

Quote:

Originally Posted by davethedope (Post 19658162)
He's such a great guy tho. He's so great.

A gentleman, a scholar, and a compassionate middle man....whats not to like?

WarChild 06-06-2013 05:00 PM

Quote:

Originally Posted by iwantchixx (Post 19658155)
That's ok stand behind your keyboard fagchild....

:1orglaugh:1orglaugh Behind my keyboard, in front of your face, it's all the same. You're not going to do shit, cupcake.

Sin_Vraal 06-07-2013 12:10 AM

Quote:

Originally Posted by kichi (Post 19653874)
Tomas got back to me and they finally admitted to owing me money. The exact amount is $32,627.00

They explained how my chargebacks were too high and fines from mastercard and visa will most likely eat up all of my $32,627 but they will get back to me in September letting me know.

I know for a fact mastercard and visa will not fine me. Overall cb rate on my account was 1.69%.

Here is what most people do not understand. Visa and MasterCard look at the VOLUME and chargeback rate. If someone does 100 sale and gets 10 chargebacks, then that is a 10% cb rate. I can guarantee you that nothing will happen to that account. It doesn't work like that. Since I was also most likely on an aggregated account then it really wouldn't matter if I had one bad month.

Has anyone here ever had a Zombaio account closed and gotten paid?


YES, they owe me about 25k as well from 3 years ago... I had almost no chargebacks, and to make matters worse it was a verified by visa account... so good luck saying whatever..and yes, they played the ignoring me part too

I tried to send demand letters via my lawyer, however they dont even accept service for letters.

How awesome is that? how to avoid lawsuit? dont accept any certified mail etc. Anyway, I looked at bringing suit on them overseas (I forget exactly which country) , if you want, I can give it all to you. or, alternatively, with the amount of money now involved, I bet we might have a little more clout.

hit me up if they dont pay you, we could assign the receivables to an llc and chase them down (around 50-60k, I'm sure at that point we can make it worth our time in legal fees to these scammers)

skypes in the sig if you want to look into it

suesheboy 06-07-2013 05:01 AM

Quote:

Originally Posted by Harmon (Post 19653888)
I've said it before, and I'll say it again: Never do business with any company that employs Michael O :2 cents:

Thanks captain obvious.

iSpyCams 06-08-2013 11:45 AM

One hundred satisfied Zombaio users!

Google Expert 06-08-2013 11:47 AM

100 middle man scammers

:BangBang:

Lichen 06-08-2013 11:50 AM

Quote:

Originally Posted by Sin_Vraal (Post 19658672)
YES, they owe me about 25k as well from 3 years ago... I had almost no chargebacks, and to make matters worse it was a verified by visa account... so good luck saying whatever..and yes, they played the ignoring me part too

I tried to send demand letters via my lawyer, however they dont even accept service for letters.

How awesome is that? how to avoid lawsuit? dont accept any certified mail etc. Anyway, I looked at bringing suit on them overseas (I forget exactly which country) , if you want, I can give it all to you. or, alternatively, with the amount of money now involved, I bet we might have a little more clout.

hit me up if they dont pay you, we could assign the receivables to an llc and chase them down (around 50-60k, I'm sure at that point we can make it worth our time in legal fees to these scammers)

skypes in the sig if you want to look into it

I bet kichi doesn't have a signed contract from Zombaio, so lawsuit is out of the question.

SplatterMaster 06-08-2013 12:02 PM

Every time I see this picture

https://www.zombaio.com/images/zombaio-banner.png

I think of this :1orglaugh


AmeliaG 06-08-2013 01:21 PM

Quote:

Originally Posted by EriktheRabbit (Post 19652983)
I would like to know what sites of yours caused this as well. Your hiding the sites is not a good indicator. Illegal content, bad traffic sources, rogue processor? One might assume your sites have everything to do with zombaio not paying you. if your sites are straight post them. I'd like to see what generates that kind of volume on a forgotten processor.


If the sites are legit, and the 10% chargebacks were a fluke, why not say what the sites are? If they are doing more than $40k per month, it is not like they are a secret part of the web nobody has ever seen.

Just Alex 06-08-2013 01:32 PM

I smell bullshit.

Biggy2 06-08-2013 05:37 PM

of course your fees will magically eat up all your $, but they won't know about it until later on. seems like the standard time-buy, kick the can down the road explanation, and hope you give up on your $.

i'd hire a lawyer, send a certified letter demanding proof, and CC the card associations on the letter, especially if they were controlling the pay pages the entire time (they were managing the pay process).

without taking sides of what actually happened, failure to communicate on the side of the processor is always an epic fail, and it's a played-out move. i wouldn't hesitate- get legal on it, let them know you mean business and you aren't going away. at a minimum, you'll get information if they aren't answering you.

Sin_Vraal 06-09-2013 05:51 AM

Quote:

Originally Posted by AmeliaG (Post 19660969)
If the sites are legit, and the 10% chargebacks were a fluke, why not say what the sites are? If they are doing more than $40k per month, it is not like they are a secret part of the web nobody has ever seen.

Thats not really relevant. The truth is even with a 10% cb rate, and getting shut off on your own mid, the processer will still end up oweing you some money.

and typically, they pay.

zombaio somehow thinks they get the money for free, even tho everyone knows whats really going on in most of the adult world.

I might have some sympathy for them had they not hid from a lawsuit from me, however they do hide and do ignore, and do threaten to TMF u for pressing them.

Basically a bunch of hypocrits.

Webmaster Advertising 06-09-2013 07:03 AM

Quote:

Originally Posted by AmeliaG (Post 19660969)
If the sites are legit, and the 10% chargebacks were a fluke, why not say what the sites are? If they are doing more than $40k per month, it is not like they are a secret part of the web nobody has ever seen.

Well it seems to be the case that they are a secret part of the web nobody has ever seen or people on GFY wouldn't be asking him what his sites are.

This is GFY I don't blame him for not posting his urls you know the second he does one of the douchetards on here will copy his work looking for a quick buck.

iSpyCams 06-09-2013 11:07 AM

Quote:

Originally Posted by Webmaster Advertising (Post 19661710)
Well it seems to be the case that they are a secret part of the web nobody has ever seen or people on GFY wouldn't be asking him what his sites are.

This is GFY I don't blame him for not posting his urls you know the second he does one of the douchetards on here will copy his work looking for a quick buck.

There is rarely any benefit to going into details about your business on here.

globofun 06-09-2013 11:51 AM

http://resources0.news.com.au/images...absolution.jpg

The mob would torture you, kill you, and kill your whole family for a $40K debt.......these guys have balls......

FingerPrinter 06-09-2013 12:04 PM

Quote:

Originally Posted by WarChild (Post 19657795)
Get serious. :1orglaugh:1orglaugh You didn't get bitten by a radio active spider and seriously, look at yourself.

:1orglaugh:1orglaugh:1orglaugh :1orglaugh:1orglaugh:1orglaugh :1orglaugh:1orglaugh:1orglaugh

FingerPrinter 06-09-2013 12:10 PM

Quote:

Originally Posted by Harmon (Post 19653888)
I've said it before, and I'll say it again: Never do business with any company that employs Michael O :2 cents:

http://i.imgur.com/I8Oum.gif

FingerPrinter 06-09-2013 12:10 PM

Quote:

Originally Posted by globofun (Post 19662092)
http://resources0.news.com.au/images...absolution.jpg

The mob would torture you, kill you, and kill your whole family for a $40K debt.......these guys have balls......

Tell that to Chris Mallick and everyone he Mallicked :uhoh

adultmobile 06-09-2013 05:00 PM

I use zombaio too as biller, I have nothing negative to say, but is the backup of backup secondary, so little processing there.
Just I can not understand why to call a company Zombie - like name, I can't avoid thinking at zombies all the times I see Zombaio, is that just me?

http://bulk2.destructoid.com/ul/213136-CAR.jpg

Captain Kawaii 06-09-2013 05:03 PM

Quote:

Originally Posted by AmeliaG (Post 19660969)
If the sites are legit, and the 10% chargebacks were a fluke, why not say what the sites are? If they are doing more than $40k per month, it is not like they are a secret part of the web nobody has ever seen.

I suspect they are not legit but I was accused by his cronies of wanting to replicate his site or something. Fucking morons.
If he has a program I might have signed up if they are making really good sales.

Captain Kawaii 06-09-2013 05:05 PM

Quote:

Originally Posted by Webmaster Advertising (Post 19661710)
Well it seems to be the case that they are a secret part of the web nobody has ever seen or people on GFY wouldn't be asking him what his sites are.

This is GFY I don't blame him for not posting his urls you know the second he does one of the douchetards on here will copy his work looking for a quick buck.

Free sites I can understand. I thought we were discussing his paysites.

FoxFlirt 06-09-2013 10:57 PM

Quote:

Originally Posted by Ferus (Post 19652717)
You know you are fucked, when people stop replying to your e-mail and messages.

everybody knows ...
...i know too about enterprises which doesnt pay and doenst respond.
in cas of mine its sexmoney, which doesnt pay since MONTHS, which doesnt answer since months :ak47: sexmoney

kichi 09-19-2013 04:29 AM

THEY PAID ME!
09/19/13 INCOMING WIRE CREDIT $26,309.00
Thank you Tomas. Everything is all good now. Thank you GFY also!

L-Pink 09-19-2013 04:44 AM

Quote:

Originally Posted by kichi (Post 19805403)
THEY PAID ME!
09/19/13 INCOMING WIRE CREDIT $26,309.00
Thank you Tomas. Everything is all good now. Thank you GFY also!

Good for you man. Glad you got your money. :thumbsup

ShowMe69 09-19-2013 05:33 AM

Quote:

Originally Posted by kichi (Post 19805403)
THEY PAID ME!
09/19/13 INCOMING WIRE CREDIT $26,309.00
Thank you Tomas. Everything is all good now. Thank you GFY also!

Glad to hear you got paid and Tomas did right by you :thumbsup
Good job Zombaio!!!


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