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-   -   Why is Health Insurance So Expensive? (https://gfy.com/showthread.php?t=1122337)

Barry-xlovecam 10-02-2013 12:57 PM

My time costs as much or more than the Doctor's visit charge (negotiated payment with my insurer) ...

Maybe, if they had to pay the difference to me they would be more prompt and accomplish more in a single visit :(

xNetworx 10-02-2013 03:29 PM

http://cdn01.dailycaller.com/wp-cont...0397639649.jpg

Just cruising through this thread

AmeliaG 10-02-2013 10:37 PM

Quote:

Originally Posted by georgeyw (Post 19816332)
Our system is not as bad as yours, however it drives me bonkers having to pay a GP to get a referral to a specialist. It is like punching in a destination in your GPS but being told you have to go in the opposite direction and pay a toll before you can go to where you know and want to go!


I pay for healthcare with money, not insurance, so I just go to the doctors I am told are the best for whatever I or my loved ones need. If I want a 2nd opinion, I don't have to get anyone's opinion/approval either.

adendreams 10-02-2013 10:49 PM

PROFIT MOTIVE.







time to remove it....why the fuck are health CEOS getting paid millions per year based on the premise that more and more people will get sicker and sicker

baddog 10-02-2013 10:56 PM

Much like the baddog story except I would never consider going to a doctor for allergies and when I had acid reflux type symptoms at one point, I changed my diet for a few months and it went away forever.

Your story is exactly why I do not go to doctors. They don't call it practicing medicine for nothing.

Barefootsies 10-03-2013 03:02 AM

Quote:

Originally Posted by AmeliaG (Post 19820805)
I pay for healthcare with money, not insurance, so I just go to the doctors I am told are the best for whatever I or my loved ones need. If I want a 2nd opinion, I don't have to get anyone's opinion/approval either.

You're an all cash business. :winkwink:

Barefootsies 10-03-2013 03:02 AM

Quote:

Originally Posted by adendreams (Post 19820814)
PROFIT MOTIVE.

time to remove it....why the fuck are health CEOS getting paid millions per year based on the premise that more and more people will get sicker and sicker

There is some level of truth to this. Healthcare should not be a 'for profit' business.

Barefootsies 10-03-2013 03:04 AM

Quote:

Originally Posted by Barry-xlovecam (Post 19820251)
My time costs as much or more than the Doctor's visit charge (negotiated payment with my insurer) ...

Maybe, if they had to pay the difference to me they would be more prompt and accomplish more in a single visit :(

I agree with you wholeheartedly. Especially when you have to sit there 1-2 hours to get in because they are backed up. Or if you miss an appointment, they have the balls to send you a letter threatening to drop you because the doctor's time is valuable.

OldJeff 10-03-2013 04:19 AM

Why is Health Insurance So Expensive?


Because it is so easy to defraud the system, and it happens so often

CDSmith 10-03-2013 08:34 AM

Quote:

Originally Posted by RandyRandy (Post 19817605)
If I needed a heart transpant or brain surgery, I'd prefer to have it done in the US. Anything else I'm happy with in Colombia.

There's a cardio-thorasic transplant unit in Edmonton, Canada, that is every bit as good as anything going on in the US. If I ever needed such a thing I'd go there.

And my bill afterwards would be $0.00

CDSmith 10-03-2013 08:53 AM

Quote:

Originally Posted by OldJeff (Post 19820984)
Why is Health Insurance So Expensive?


Because it is so easy to defraud the system, and it happens so often

I'm seeing evidence of just how true this is right now. I am currently receiving facet block infiltration injections to my lower back, about every three months, next procedure is in early December. These include six injections along with six pre-injections to numb the target areas, so twelve injections in all... per treatment. I've done a little research online lately and am seeing posts on various medical message boards from US patients saying they are being charged anywhere from two to three K per needle. More if done in a hospital or surgical unit under full anaestesia. One guy said his bill for three treatments was over $120K. Another said he's been billed $45K for one treatment. Then on another site an actual board-certified doctor says that a $2k per injection charge is normal, plus another $3k for anaestetic, and of course various other charges and costs are then added on.

Curiously, yet another medical site says that the ACTUAL cost of the procedure is around $800 total.

Things that make you go "hmmm..." :(


Like I said, December will be my 3rd go at this. My back is shot and getting worse all the time, due to a long history of scholiosis and corrective surgery along with some 35 years of disc degeneration and osteo arthritis setting in. But the cost to me for ALL of my doctor visits, tests, MRI's, x-rays, and the injection procedures themselves, has been and will continue to be $0.00.

(yet some here continually remain skeptical and critical of our system in Canada, a thing that always both amuses and confounds me)


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