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Prescription drug prices are less for some in the two tiered healthcare system in the USA, Medicaid/Medicare and private paid insurance Quote:
Guess who gets the bill? |
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Here is a quote from Obama about why he didn't do a single-payer option. "Given that a lot of people work for insurance companies, a lot of people work for HMOs. You?ve got a whole system of institutions that have been set up." He knew a single-payer system would have caused a sea change in the healthcare world with a lot of people losing their jobs. I'm sure there are plenty of democrats who would not want to be associated with such a radical change. I, along with others, think single-payer is the end result of all of this, but I don't think Obama could have gotten it through even if he wanted it. |
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Try the discount dental card on for size. See how much it costs you for a crown with your insurance and then see how much it costs with cash + "discount dental." Nearly 100% of the time it costs more out of pocket being insured. |
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Another problem with dental insurance is waiting periods. So if you were just recently insured with a new company or whatever and you all of a sudden broke a tooth being insured you will pay the "non-discounted" price because your insurance doesn't cover it until after a year or whatever. No waiting periods on "discount dental" and in most cases you end up paying less than you would have being "insured." |
Dental insurance is more or less a scam and is different then health instance. They all have upper limit caps (which aren't that high) and it defeats the point of having insurance
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Nice try tho :thumbsup |
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The Democrat Party pretty much has painted it that he WAS a King with ALL the power. Matter of fact, anything bad happening now is still Bush's fault. And Bush was able to get anything and everything passed. Apparently during the Bush Administration...NONE of the Democrat Senators had the power to "lock everything up". |
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Paid $35 for prescription medication. Cash price tag said $475. WTF is going on?
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lots of dumbass in this thread.
obamacare is not what it was supposed to be. it was supposed to require all states to set up exchanges. one reason insurance rates are screwed up is that a republican supreme court gave states the power to opt out of setting up exchanges/extending medicaid. remember that wasnt supposed to happen? the law was also supposed to have a public option, a non-profit plan run by the govt to give private insurance some competition! that was scuttled by democrats in the senate. max baucus got a big check from big insurance to make sure private insurers can maintain their monopolies. so yeah, some insurance policies are messed up. just wait until the supreme court doubles down on the chaos it created, when it forbids the feds from extending subsidies to states that were not supposed to be allowed to opt out to begin with. as far as single payer, dems never brought it to the floor cause they knew it had no chance. They woulda been better off just extending medicare to everyone & letting those with means opt for better coverage. But creating a big new federal bureaucracy is far more attractive to the party whose primary income is public-employee-union revenue. bottom line, dems are running healthcare badly. but thats better than anything republicans propose, which is to return to letting people die because they got cancer & didnt have a job. meanwhile insurance execs still can buy a second yacht, regardless which party runs things. :) |
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I wish someone would go back and look and CHART the % over the last 10 years of how much things have went up... Premiums scripts so on |
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I have Asthma and have never had a problem with insurance. A DJ I work with is a diabetic and has had lots of problems finding insurance. He check out several Obama care places and it was NOT cheaper for him. The monthly went down about $100, but the deductibles doubled, so he kept his own insurance... There is a story for either side or in the middle, the question is what is the MAJORITY? |
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Everything is marked up to pay for the people who don't pay or now I guess the Obama care prices... Companies and Stock holders are not going to take the hit, if they can help it. |
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Here is some info on premium increases. National Trends in the Cost of Employer Health Insurance Coverage, 2003?2013 - The Commonwealth Fund This one shows that on average from 2003-2010 when Obamacare was passed the average policy went up in price 5.1% per year and the average deductible went up 10.2%. Since Obamacare the annual increase is 4.1% per year and 7.5% deductible increase per year. http://www.ncsl.org/research/health/...-premiums.aspx This link has a ton of info. In one area it says from 2004-2006 the average family premium went up 8.8% per year. The reality is that premiums and deductibles have been on the rise for a decade. |
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I have had Blue Cross/Blue Shield since 2002. My deductible is $3,000 In 2002 my premium was $476 a month for a family of four. In 2009 my premium was around $550 (same policy) for a family of four. Since Obamcare was enacted my premiums have risen like crazy. My current premium (same policy I have had since 2002) has went up from $550 a month for a family of four in 2009 all the way up to over $1,000 a month for a family of 3 (one less person). My policy is through Blue Cross/Blue Shield of South Carolina. I moved to Vegas in 2008 but my policy is still written in South Carolina. I went on the "exchange" last year because in 2014 my premium had already risen to over $900...and some wise ass on GFY told me that I should go to the exchange. I could have gotten a policy for around $50 a month cheaper than the one I already have...but with a $5,000 deductible. This SUCKS. |
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You got hose. There is no question about it. I am just saying on average the average person has seen their premiums rise about the same under Obamacare as they did in the 10 years before it. The thing is most people don't realize it because they get their insurance through their employer who pays all or most of it. |
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But everyone that I'm talking about are people who pay their own insurance. And maybe I'm wrong...but I haven't heard of any big companies that pay for employee insurance all happy over lower premiums. Am I wrong about that? Or have the vast majority of people actually seen a decrease in their "health care" costs like we were told that this was needed so badly for in the first place. His promise of lowering premiums was supposed to happen right off the bat. And it was supposed to be only the beginning of all the good news... But instead of me or you or some of the guys on here who think I'm crazy talking about it, let's hear from the man himself: |
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"Looking at trends in private employer-based health insurance from 2003 to 2013, this issue brief finds that premiums for family coverage increased 73 percent over the past decade?faster than median family income. Employees? contributions to their premiums climbed by 93 percent over that time frame. At the same time, deductibles more than doubled in both large and small firms. Workers are thus paying more but getting less protective benefits. However, the study also finds that while premiums continued to rise through 2013, the rate of growth slowed between 2010 and 2013, following implementation of the Affordable Care Act. While families experienced slower growth in premium contributions and deductibles over this period, sluggish growth in median family income means families are paying more in premiums and deductibles as a share of their income than ever before.: |
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Before Obamacare there was a group of people who worked, but didn't get health insurance through their work yet they didn't make enough money to buy insurance so they went without. Those people now get cheap or free medicaid. However, there is now a group of people that work for themselves or own businesses and they make too much money to get any kind of subsidies on their insurance so they have seen their rates go up. In some cases by quite a bit. |
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How uncompassionate is a system which literally punishes people for not wanting to be a burden on society? |
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If they don't want to be a burden on the system, I understand that. But the way to do it is to take the health insurance and work harder to get a better job and make more money so you can get employer provided insurance or pay for you insurance. Don't risk it and potentially end up costing society even more. |
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You guys think it's bad now? Wait till the employer mandate is allowed to go thru, it's going to get worse.
Since day one I have been against this law, it was the government regulating the insurance companies, not about health coverage. The Insurance companies give money to politicians to make them BILLIONS of our money. The prices of more than 1,200 generic medications increased an average of 448 percent between July 2013 and July 2014, Sanders said during the hearing, citing federal records. Generic Drug Price Sticker Shock Prompts Probe by Congress - ABC News |
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You need to stop being a Fox News zombie Vendzilla. You sound like one of the lost Koch Brothers or maybe a cousin of George Bush. Don't you understand that when Pres. Obama said prices would come down...that's actually politician-speak for "go up". And don't you know this is nothing new? Why...insurance premiums rise greatly every year. And drug prices go up over 400% every year. It's just normal. What? You never saw that before? That's because you are too busy listening to Fox News. Goddamnit Vendzilla...fall in line. The ruling class in Washington has pronounced the way things are and that's the way it is. Pay no attention to the same politicians saying the exact opposite thing back when they passed the law. That doesn't matter anymore. ALL that matters is that we've taken a "first step" to "fixing" "health care". Now people won't DIE from cancer anymore (once you have ObamaCare, cancer no longer can kill you). Yes, for a few years we are going to all get fucked hard on insurance. But maybe this will lead to "single pay" and then we can all get fucked harder on our income taxes (well, those of us that actually pay them). Now get your head out of your ass and get with the program! Repeat after me: "I pledge allegiance to the lifetime/career politicians in Washington D.C." |
just remember, corporations are people, money is speech... and now corporations can be religious too!
merica fuck yea you wanna change america... change the supreme court to 5 liberals and 4 conservatives. Then campaign finance can be reformed. |
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The world doesn't work that way anymore. "Liberal", "Conservative", "Republican" and "Democrat" are words that change in their meaning all the time. The ONLY thing we can trust from The Supreme Court is that they take their vows to heart and interpret the meaning of the Constitution without adding their own political views to it. Other than that? It's a crapshoot. |
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How is your basic math telling you that paying all the time + catastrophe < just catastrophe alone? |
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Look, I know what you are saying...but I'll say this again...I wasn't put on this Earth to be a slave. My work should pay for MY needs and MY family. Not yours or a bunch of "young people" who just need some "help". Throughout mankind's history people have gotten by and did what they had to do. Now, all of a sudden...people just can't make it without other people taking care of them? Amelia is right. The prevailing attitude that it's okay to take other people's money to pay the bills because a person just can't do it themselves...is fucking up our society. If I CHOOSE to help someone not in my immediate family, I will do so through charitable acts. Instead I am being FORCED. That's not "helping". That's getting robbed. |
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To me one of the problems with all of these safety net things is that they have now begun subsidizing businesses. If there was no food stamps or welfare or housing assistance etc people would demand better wages because they wouldn't have any other option. They couldn't go to work and make very little then get a bunch of welfare help and actually live a decent life and they have little motivation to improve themselves. |
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I'm not for seeing people suffer...but it's just human nature to need to be motivated. That's why they call it "motivation". People will work harder, try harder. And the people that mentally or physically can't take care of themselves...we should have programs to take care of them. But for every able-bodied man and woman? They need to get their asses to work. And the ONLY way to truly "demand" higher wages from your employer is to EARN that ability to say "I DESERVE a raise". Which is the age old motivation to better yourself. If our society would get back to that way of thinking, I believe that we would move forward. |
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My personal belief is that the larger society should provide a safety trampoline, not a net. If someone falls on hard times or catastrophe and they need help getting a roof over their head or paying for surgery or education, I am all for it. But the idea should be that everyone should have both hope and motivation to make a better life. Insurance offers peace of mind for those who have it, but it costs more than healthcare because it is an additional service on top of healthcare. That is not a luxury the average 24-year-old requires. Do I think society should step up for someone in serious temporary need? Yes. Do I think society should divert trillions of dollars to specific private industries on a constant basis? No. One of the problems with ACA is that it aggressively destigmatizes welfare as a lifestyle choice. In fact, the ACA attitude is that anyone who wants to earn his or her keep is a dumbass chump. Whether someone is rich or poor, that is a very upsetting view to people who have a work ethic. |
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I made 5 cents more an hour the first time I walked on a factory floor in 1984. The game has changed. |
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so yes the basic math is easy |
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