That is called dementia. My grandmother is going through the same thing right now and started just as you described. Best to nip it in the bud before he kills someone or ends up in a real bind that makes him want to off himself even more. That seems more like denial on your part to be totally frank.

hey OP feel bad for your father
I'm glad he has a great daughter that is going to fight for him
Hopefully you find a good Lawyer
please let us know how it turns out

and if you don't want to do it PM me the dealership and I will call and find our who the manager is and send it :winkwink:

Go down at Home Depot and pick up a truck full of immigrants and drive down to the dealership. Then hand out protest signs. The entire situation should cost you no more than a few hundred dollars before they cave. I threatened a car dealership with the same thing and didn't even have to pick up the immigrants but I had the protest signs made up. This happened in my twenties and I wasn't going to take any shit from the dealership because they tried to fuck me over.

Sorry this is happening to your Dad and you S.

Have to agree with everyone that has said to get a lawyer. Best way to fight it and lowers the stress level tremendously once you have someone fighting for you.

Good luck and I hope it all works out for the good.

.

Thank you! This should help!!!!

Even if you surrender the vehicle -- a voluntary repossession -- they could sue for a deficiency balance on the auto's (collateral's) resale price.

The dealer may be required to recourse the loan -- return the money the dealer got from the finance company.

I would contact the Nissan Motor Acceptance Corp and just say the car payments will not be made and see what they say. There are varying holder in due course laws in many states that may, or may not, affect a lender's legal rights where there is misdeed by the seller -- like a fraudulent loan application.

I do know this; Tell a lender he will not get his money back without a lot of hassle and court costs he will try to get the matter settled fast and his money back from the dealer/seller :2cents:

Nissan Motor Acceptance Corp may lean on the dealer ... Get a local lawyer to handle this. I don't know your local laws -- and don't put anything in writing or on Facebook -- delete that post immediately. Your father's down payment may be toast as liquidated damages in that contract.

We used to floor cars and finance some loans in LA years ago -- we had a CFL license (like household or beneficial finance does/did) ... been out of the business for years. The consumer protection laws are a lot more stringent maybe today, I really don't know.

I do know this; tell a lender that you will not pay and they will do what they can to get their money back from the dealer on a new loan.

I was gonna say the same thing.

What you think this is Victorian England?

50 Crooked car dealers.

if they wont let it go get the media involved. they'll look like total scumbags.

No, this place is Team Nissan in Vineland NJ.

NMAC was quite concerned and took my report as well as faxed me the info showing me how they inflated the income. They however said the only way that they would unwind the deal was if Team Nissan told them to do so.

I confirmed with the lender how much my father actually makes and that there is no way he can afford this payment. They were very nice, but not nice enough to say, we'll go ahead and squash this for you.

Also they took my dad's trade in which only had 35k miles on it. They gave him 9500 for it which he owed 15.9k on it. The facebook thing is a private message between me and the sales guy since we're friends on facebook, not any public post. But he admitted right there that my dad kept telling him he only made 1400 a month.

Big ugly mess.

My dad is 70, but he's a very old 70. My mom is 69 and is NOTHING like my father.

Sorry to hear this is happening to your father (and, by extension, to you). I take care of my mom, who is elderly, so I know how infuriating it can be to have them treated with such disrespect.

Go to social media, and then make sure the Dealership knows about it. Watch them change their tune. Seriously, be vicious on Twitter and get your girls to do it, too. BAM!

Thats the absolute worst advice ever given by a gfy "lawyer"!
DONT listen to this butthead.

If you decide to go this route be very very careful and dont be "vicious" as your words may be taken as slanderous. That can cause huge prohlems for your dad.

I have no will to be vicious and I'm non confrontational.

I really would just like them to undo the deal and give my dad his car back, which is not going to happen now since they've already paid it off.

True,,,but read>>>
Can a debt collector take my Social Security or VA benefits? > Consumer Financial Protection Bureau

Have an attorney contact NMAC.

When its all cleaned up, we can do Yelp attack:winkwink:

Yeah, this^ Let us know when to start the assault.

What happened to the $15900 - $9500 = $6400 difference? They must have added that amount to the new loan, since the car was no longer owned by your dad, so it was no longer valid collateral/security for the old loan? :Oh crap

I'd suggest that he get a medical evaluation done. His action and response are both abnormal and over the top. You are thinking about what to do legally, but i'd be more concerned about his mental health first. Deep depression (real actual depression) and suicidal thoughts are not reasonable responses.

Yep, they rolled it into the new deal.

I would imagine that's an ongoing issue and not necassarily related to this one incident (tho this situation has certainly magnified things).

If they won't unwind the deal then going legal is the only real answer. And when I say "Go Social" I do NOT mean 'vicious' (sorry for that word, but I was upset for you and your dad) and certainly not slanderous. But to go on Twitter and explain the situation and say how you don't think they are being reasonable and - this is the most important part - has anyone else had difficulties with this car dealership? Find the Twitter account for the Dealership, the salesman, the manager and go to town (but always be polite).

Bam.

I know it's going there. But that reality just really stinks.

He was happy today when he knew I was trying to find an attorney for him. I was letting him call attorney's last week and I just listened to him call them and the way he explained it was completely wrong so no one would listen which made him even more upset.

I can feel his pain. Truly.

honestly, if i was going to take it to social media, it would be in a way that they would want it to go away very quickly and I would pull all stops. its not about an argument, its about appealing to the emotions of others in a big way "my father might die because of XYZ Nissan" type stuff (but better stated and mindful of the legal issues). I'd then tie it all to a gofundme campaign with a very strong emotional appeal about a kind, helpless old man that was screwed by an evil car dealer and make sure i recovered every penny and bought the car i wanted..

I'm sure its tough when there is no obvious, immediate way to undo it. These guys can be vicious for sure... but there's always a way. I've never found myself in a spot where i got screwed and didn't make them pay severely for it. Just remain calm, make sure you have clear objectives and walk through all the options, come up with a plan and shock and awe them. Never let them see you coming. Never make threats. Make sure you blindside them completely with something they will want to undo quickly, with whatever you do.

I never threatened them. I simply said business owner to business owner, I have no choice but to fight for my father. I never got angry or yelled at anyone.

I did ask several times whose idea it was to inflate those numbers to which they keep saying "I don't know" conveniently the sales person was with a customer when I was on the phone asking him to come to the speaker, and then when I arrived for a meeting with the owner he had to leave immediately for a doctors appt so when I asked again, and said let's just bring him in and find out now, they knew he was gone.

park your butt outside the door with coffee and donuts...pack a lunch and stay until the fucker shows

Some good advice here.

Sorry for your pain Shannon. It's really a shame what's happening. Best of luck!

Why did he get a new car if he couldn't afford it?

Some people cave on pressure from and just get talked further and further down something lucrative to the sales rep.

My mind can be subjective so I just leave.

When I was 21-22 I used to like to dress in a suit with a friend (people take you seriously) and then go for a drive in one of the nicer cars.

If buying something new, I'll do all my research before hand and have my mind made up. I figure out a reasonable commission and make a no hassle deal, get in and get out!

there was a story that is passed around all dealerships about some moron who sold a car to a guy with dementia, who eventually dies in a highspeed chase with police

they are VERY sensitive about selling cars to people with medical issues.. even a call to your paper may fix this problem.

best of luck

edit: yea, california has 'unsound mind' laws.. spending half your monthly income on a car seems of unsound mind, and i think you may have similar laws

Like I said get a lawyer to handle this, there are other issues regarding your father's soundness of mind obviously. My step father died with Alzheimer's -- accepting his 'situation' and diminished capacity was a real problem. My cousin (by blood) was his attorney, Larry was able to straighten out some of the family at my request -- it was very messy and went on for 3 years until his death at 78.

I Would seriously just not pay it. When they get mad, they'll repo it and at least here you can give it back at that point with nothing on his record because he willingly forfeited it.

FUCK those people and tell him to not pay.

Just saying, thermite is easy to make and a dime sized piece mixed with a tiny bit of play dough is enough to melt through an engine block..... ;)

Sorry, I'm still struggling to wrap my head around the fact that that was written by a working sales professional.

Does he suffer from tourettes?