Depends on the bank and the agreement. They sure can question any payment, but not because of porn - the reason would be anti-money laundering laws, anti-terrorist laws, economic sanctions etc.

I have a loan from my bank and the account is mandatory, I can't see them blocking it, they would prevent me from paying the loan. :1orglaugh They could refuse to accept a payment and ask questions - in that case I would tell them the truth: I do internet marketing and that's a payment for my work.

A big key when it comes to banking and porn is to do the following:

1. Name your company something mainstream generic, like InternetMarketing LLC.
2. Create a mainstream company site that has zero mention of Adult. Populate it with internet marketing and SEO terms to make it more legit.
3. Make sure your payouts are listed under your generic company name NOT your personal name.

These steps help greatly but if you are receiving funds from companies that do not follow these simple guidelines then you could be flagged so do your due diligence and make sure every company that pays you does so in your generic company name.

:thumbsup

I can’t log into the admin panel(((( rip?

Works fine for me.

Yes, it works now! Unfortunately, CCbill is no longer reliable! Maybe they want to follow in the footsteps of the Epoch(((

Not working again. Getting error message. :(

Would be nice if someone from CCBill would post here to explain all the latest issues.

Like BigFurry said, this is incorrect. Just read the terms.
Checks in Europe are outdated. A lot (if not almost all) European banks don't accept checks anymore.

About porn and banking:
Take for example fintech bank N26 located in Germany.
ww w. revolut . com/legal/business-terms/
Or Wise, already mentioned here. (Not real bank, but a financial service that allows you to open accounts similar to a bank account.)
wise . com/acceptable-use-policy-eea

They probably won't close your account immediately, but it may be a matter of time and luck. But you could dispute that you don't provide pornography as a product or service, but you are just providing affiliate marketing services in which your customer (sponsor) may use pornography as content.
But fortunately, there are also banks that do accept porn. Checks and getting a USD bank account are the real issue in this big European CCBill problem.

I would say the main issue is 1 step further (short quote from their support)
"payees can no longer be companies."

Several options for an account accepting ACH (like wise), but even when providing all documentations.
Full ID on the UBO etc. they just refuse to pay to a company account and will only pay to a personal account.
And while its not hard to set that up, receiving company funds on a personal account is a no-go for most company types

Maybe they have a KYC banking problem? KYC for companies is more difficult than for individuals. Maybe also tax?

I also wonder why their affiliate system is heavily outdated, especially security is poor from start to finish. Which makes you think that they don't want to invest any further in it, but I hope that the problem is temporary.

OK, is there a fucking solution to this mess? Which bank or service in Europe will accept ACH?

When I ask CCbill to give me a recommendation, they are saying they don't know. There must be many webmasters and someone found a way for the simplest thing, getting their own money.

Fucking idiots....can someone explain what happened with this company that was reliable for decades?

"DHI and FedEx are not options for our accounting team.

In the scenario your payouts are sent via mailed checks, this is handled by local postal services.

Please let us know if you have any questions or concerns. "

Ok, but Revolut and Wise are not real banks, just online banks. I meant real old school banks...I have yet to see one in Europe that has a problem with porn.


And as for checks, they are surely outdated, last one I cashed in EU was a very long time ago...but hey, they are coming from a country that still measures distance in feet length. 🤣

Hey this American measures his penis in centimeters so it appears bigger.

15 baby!! :1orglaugh

:1orglaugh:1orglaugh

Maybe affiliates from Europe who have sales through CCBIL need to unite - maybe write a collective email to affiliate programms on CCBIL asking them to resolve the issue? Perhaps if they are interested in sales, they will find a solution.
For myself, I see only one way out - to remove their links from all projects and direct traffic to those sites that NOT work through CCBIL

yes, maybe this is what they want exactly. To remove small webmasters and don't bother with them anymore? Because what's the logical explanation for disabling such a basic thing as wire/sepa?

We program owners used to have a CCBill rep assigned to us. Mine was PaulK. But since his departure a few have come and gone and now I have no idea if I even have one. If I DID (or do) then I would (will) contact him Monday to see if I can get some answers.

Contacting support and asking them what's up is pointless.

Everything is very strange, they just stopped the payments, no announcements were made, nothing at all((((

You can get ACH payments with Wise (from anywhere)

Wise has limitations for some countries. Even their support didn't know that but confirmed when I've asked so be sure to check if someone is going with wise solution to this mess

Any update on this?

I'm also interested to know if there are any solutions for EU affiliates. Has anyone heard anything?

Sounds like beginning of the end and reminds me of Zombaio, better change biller before it's too late.

Saw that coming that a new great dying of overpriced 3rd party billers starts with the Onlyfans etc rise where you have only 20% cost fee (and no chargeback fees), 3rd party billers can't compete with this.

CCBill showed that they don't care about affiliates! They didn't even send out a newsletter, they just stopped the payments! The only solution is to remove the links! There's no point in waiting!

yes, we are already removing links from our projects, about 50 affiliate programs and 200 sites have been removed.
The only option that we see is that affiliate programs themselves will abandon CCBill and switch to another system, but most likely there will be only a few of them - basically all sites on CCBill are of low quality and have not been updated for years

It is a fraud. Not telling people about such an important " policy " change is a scam. They have picked up a "soft" way to do it.

- not telling anyone
- letting you find out on your own when you need money
- giving you "solutions" that are not working (of course). Checks are not working in Europe and ACH is not working in Europe, every fucking idiot knows this.

Removing links is not easy. CCbill managed to survive exactly because many sites are using their outdated system. There are dormant or small sites that do not have alternatives. So what to do now with thousands of pages linking to those sponsors?

Who is the owner(s) of CCbill, anyone knows who is behind this decision?

Everything is correct! Whoever has the traffic is right!:thumbsup

yoursafe
 

i bought a debit card from yoursafe since 2023 still waiting ....

I haven't been able to log in to CCbill for several days, and when I try to change my password it comes back with a db error message.

I remember zombaio, ugh. used them for processing on my first site and I was amazed that I ever got paid the outstanding amount at the end. took forever. they were great for the few years I used them, and then turned to total shit

took my transaction history and got a MID and never looked back. after the history of crashed IPSPs in our biz, I'd never wish to touch one again

I don't think ccbill is in that category though. as pointed out earlier they process for OF (though I think the OF aff program runs through crackrev?). for processing though, that's a pretty big client to have on one's roster. yes, their infrastructure is woefully outdated, but a lot of established, long running sites still use them

only checks and ACH as payout options for affs is crazy though. without a feasible way to get paid a lot of affs will prob drop promotion of ccbill sites. I've got a US bank account so not an issue for me, but not everyone can easily make a trip to the US to open one

makes no sense, all they'd have to do is add SEPA and wire as options. I'd guess this probably indicates a shift in their priorities, as also mentioned above, who knows? whatever the reason, not giving notice of the change is a shitty way to treat people

I dunno, good luck to those of y'all affected :/

Still waiting to hear back from my CCBill Rep, whoever the fuck that is at the moment. I suspect no one. :(

Also noticing some STRANGE things going on with CCBill Admin portal. Showing sales and rebills, then removing them the next day, revenue up, then down, then up...something strange is going on for sure and I am not liking it.

What's the cost for switching to NATS again?

SEPA possible!?!?

I wouldn't be surprised if they have been hacked many times without notifying customers. It's pretty obvious that they don't give a damn about security since the beginning.
Just look at those embedded affiliate signup forms at sponsor sites. They make it pretty easy for sponsors (or hackers) to intercept affiliate logins.
Their affiliate tracking links also still use http instead of https, which is not only less secure, it only causes a large delay for potential customers when the browser it trying to upgrade the insecure request to https, which means a lower join rate.

I had not noticed the http/https thing! Thanks for pointing that out. I will add it to the endless list of complaints I have about how CCBill is being run these days.

I think the explosion of OF $$$ has made CCBill not give a fuck about its' other clients/affiliates. There certainly should be enough OF cashflow to make CCBill's Admin state of the art (or at least current) and to have excellent tracking etc. We're probably talking one day of OF revenue to cover all that so WTF CCBill?

Crazy.

would it be difficult to transfer current affs to something like a Mobius MID/gateway plus NATS (functionality for integration)

asking cuz dunno. but maybe something to think about? maybe contact TMM asking about how data/tracking can be transferred over. some affs might get pissed at link changes but as long as you are communicative the affs who actually bring in sales will be like, 'PITA, but worth it'

I dunno, good luck sincerely. obvs unaware what's going on behind the scenes but seems a little of a "she's just not into you anymore" for a lot

As an affiliate, my experience is that the NATS team can do pretty much everything:
1. They can import CCBILL affiliates and auto-create NATS accounts for them
2. Redirect CCBILL link codes and they will track in NATS
3. Old members' future rebills can be moved to NATS, and will show up under the NATS affiliate that referred them

2-3. might require you to keep your CCBILL merchant account and/or use them as one of your billers. But I'm sure the TMM team can quickly provide the up-to-date details, it's a pretty common thing for CCBILL programs to move to NATS. One thing that might need specific investigation is if old FHGs will keep working and tracking.

I think for established programs with multiple sites it was worth moving to NATS. They get the better stats and advanced options that NATS offers, and the possibility to add more billers and more payment methods for subscriptions. Maybe there were affiliates who left the program, but the switch also might have attracted new affiliates who prefer the better NATS tracking. Win some, lose some.

That was before the SEPA issue though. If this SEPA issue doesn't get solved quickly, I think there might be more to lose by staying with the CCBILL affiliate platform.
In fact, there are probably also non-US & non-EU affiliates who already left CCBILL in the past few years, after CCBILL completely stopped sending international wires to affiliates. These affiliates were already without a working payment method, since they mostly can't cash in checks in their countries either.

CCBILL can be good for smaller, singe-site programs, newer sites. Affiliates might not trust them enough to promote them in NATS, or it's just not worth tracking payments of a small site for the $50 / year it generates. There are too many of these small NATS programs that have payment issues. CCBILL in the past was always guaranteed to pay, and the bundled payout for lots of sites was very nice.

One thing is for sure though - if a program decides to go NATS, they should be ready to support multiple affiliate payment methods. If you only support 1-2 methods, you might miss out on some affiliates. Checks, Paxum, Wires options are the minimum in my opinion, but it's great if you also offer Paypal, ACH, SEPA, and possibly even crypto.

All that being said, I still think that CCBILL is working on re-adding SEPA, otherwise they would have sent out a communication about the change already. They did this in the past when there were big changes in the payout options.

My last payment arrived on 20.03.2024 via sępa to my account.

I'll take peoples ccbill accounts off their hands if they don't want it anymore.

Anyone have a refcode for crak? I'm planning to sign up today :thumbsup