xmonkeys

I have two friends of mine who tried to open personal paxum accounts not too long ago.

One individual was white, the other individual was black.

The white individual got approved for his personal paxum account in under 24hrs.
"Welcome to paxum!"

The black individual was advised to open a company account, as they did not feel the person fit the personal account requirements.

The kicker, the two individuals entered the same exact info, from the same exact city (both Canadian Citizens) with the same exact documents submitted for paxum's approval.

The white person, instant approval, no issues, no questions asked. The black individual, was rejected for a personal account and told to submit for a company account.

After the black individual appealed their decision, they started to ask a ton of going-in-circle questions, with seemingly no intent to ever approve their account. The account, btw, still not approved for the black individual, they have now requested they apply to all the companies they intend to receive funds from, and then send the paxum emails of those companies, followed by returning for verification only once they are ready to withdraw their funds from paxum.

This is 100000% discrimination and EXPLICIT racism from Paxum. A white individual instantly approved without even batting an eye or asking a question, a black individual instantly rejected and then forced to jump through hoops for weeks only to have no approval in sight.

I really hope someone from Paxum can come and clarify why a white individual is able to receive instant approval and a black individual is told to submit for a company account, and then when appealing made to answer grilling questions, that couldn't possibly be answered.

If this is not explicit and obvious racism, I don't know what is!

blackmonsters

Another Paxum success story.

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Wautier

They (EMI) will run the name through some background check DB. If there's any previous (bad) history, personal account will be rejected. It's different for corporate entities, however, so he may be able to obtain an account through an LLC.

Where is the racism? No two people can have identical financial history...

CurrentlySober

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OneHungLo

Exactly.

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xmonkeys

You know what, you are right, no two histories are the same.
If only the white person wasn't an ex-con who has been removed from 3 banks in the last 2 years, and the black individual had a pretty impeccable credit history.

But ya, the background check paxum runs would've spotted that, clearly!
u r correct in asking, Where is the racism?

xmonkeys

Exactly why the white person should've been questioned and the black person given the account instantly, not the other way around! ;)

Adraco

Good!
Welcome to Paxum!

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Huggles

Welcome to Paxum... I love you

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grzepa

Idk about them being racist or not , but they work fine and I get my money on time.

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OneHungLo

You just conveniently left that off your OP?

Right.

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2MuchMark - "Fuckoff you fucking faggot. You deserve a fucking bloody beating."

NoWhErE

If true, file a lawsuit and make bank.

Otherwise, I call BS

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xmonkeys

what do u mean?

xmonkeys

I, personally, cannot file it, as it has not happened to me, but I will recommend he does file a lawsuit.

(Although he lives in Canada, and I do not think their offices are in Montreal anymore, so not sure how that would work. Im not a lawyer, so I don't know how cross-border jurisdictions work, but that is good advice, thank you.)

CaptainHowdy

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xmonkeys

Oh I left that out of my original post, got it.
I did leave it out, as I do not think it needed to be said, as the matter was, literally, black and white. Two individuals whose only difference was skin colour get treated differently.
But then some guy who probably gets paid by paxum to be supportive of them, and then you who probably also gets some paxum dollars to post nice things about them, decided to insert doubt into it, so I gave more info on the matter.
But, the reality of it is, that the treatment was clearly biased by paxum.

Tjeezers

it means, that you added it to the story to maintain a narrative. So you can keep on using the word Racist and point out Paxum as such. Which is more a word used by lefties to get their anger to the world out, and start pointing fingers. This cancel culture emotions are a little out of date.

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OneHungLo

Yeah OK, Jussie.

Once someone pointed out that 2 people probably don't have exact financial histories your "racism" narrative quickly fell apart and you decided to make that part up.

datingmaster

Paxum gave me the runaround and I'm paler than pale

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TheLegacy

Sorry but did they have to supply a photo of themselves or check a box if black or white?

Also who submitted 1st? if the "white" guy did it first then there is overlap and flags are raised. In addition to what was said - who's information was it - the white guys? having the same info cross over does look like fraud so of course they'll going to ask the 2nd who submitted.

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AMDWarrior

Hahahaha none of this happened.

xmonkeys

I knew paxum had gfy members on their payroll, I just didn't know they made themselves that obvious!
but hey good to see who's on the paxum payroll. ;)

xmonkeys

They both had to submit photo IDs and do a facial scan to prove their identity.

The white person did submit first, there was a couple of months' discrepancy between their applying and the black person applying.

They don't work together, it is just mutual friends of mine, and I found it extremely bizarre they way the black person was being handled vs the white person.

I know a ton of people who use paxum regularly, and this is the only time I have seen someone apply for a personal account get this type of grilling.

for companies, I have seen this type of questioning, and I am not saying that the questions are wrong, I am saying the treatment of the individuals looked discriminatory. No one that I know that uses paxum has ever been given this type of questioning when applying for a personal account.

King Mark

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JesseQuinn

or rather, @OP gather your two friends together to prove evidence of discrimination and then the injured party can sue. this is all email record trail, plus screencap-able account alerts. it's not word of mouth

so many moving parts...location including postal code (def a cause of banking, school acceptance and housing discrimination), nature of biz. age, and yes, skin colour. but he or she needs to be on point with all t's crossed and i's dotted

and would assume they would to not engage with the service again so just rec he/she documents everything and goes from there

have no idea if what you state is real. if real, wish your friend all the best of good luck and there are lots of other services out there that aren't masspay (aka where angels fear to tread). but either way you ain't gonna change anything here

if evidence of overt racism, that can be proven. he/she can choose to take them to court if they have every single duck in a row to prove the claim

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xmonkeys

Thank you for that, appreciate you taking the time. And I do understand that I probably won't change anything here.

JesseQuinn

https://www.blacklegalactioncentre.ca/

dunno where your friend is at, posted the above cuz TO was my hometown and I know the stuff there. if not in Ontario, the centre can help direct him/her to a service in their province

cannot overstate the need for your friend to have all the documentation to prove the allegations. ducks in order, even though ducks aren't actually well behaved IRL. you know what I mean though. no documentation, no proof

zero bother on my time but appreciate the thanks. wish your friend good luck from me

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gar

What's wrong with you bla bla racist bla bla commie. It's just business, legal, and shit. I'm asian and it took a whole year for me until I got my account open on Paxum. LOLOLOLOLOL

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King Mark

What kind of Asian tho? One of the brown ones?

There's levels to Asianism.

zerovic

So, just because you know both individuals you came to a conclusion that Paxum is racist? Especially as a third person in the whole story?

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CaptainHowdy

Hellzapoppin' . . .

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escorpio

Is Paxum hiring? I would love to get paid to racism, bro!

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TheLegacy

Ok - so why then would you create two accounts virtually the same? and did it ever occure to you that the fraud department would have noticed anything if the application matched someone else?

https://paxumblog.com/wp-content/upl...rification.pdf

I suggest try it again except this time have the black person go first then the white second and see if the same thing happens. Also Passport - ID etc. seriously their system picks up matching ones for just this sistuation - called Fraud. Even if a black guy went into a bank - got a loan then a white guy using the same paperwork - the white guy would get flags and likely be jailed for::

Identity Theft:: Identity theft happens when someone takes your name and personal information (like your social security number) and uses it without your permission to do things like open new accounts, use your existing accounts, or obtain medical services.

Financial institutions employ advanced software solutions that can instantly identify inconsistencies in applications and transactions. These systems base their alerts on deviations from standard transaction behaviors and unexpected changes in critical information like payment details or supplier credentials.

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AdultDomainBroker

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Tasty1

Wrong Zipcode.

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highmeanbrat

So many things in this story don't add up. Don't get me wrong; Paxum is shit no doubt and I'm the last one to be on their payroll. They literally take weeks to process withdrawals to my bank and for that reason I hate them and ask every single one of my clients to not use that shitty service but that doesn't make me believe your story is whole. Just don't make things up to pull out the racist card.

King Mark

Lmao....

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lockept93

Plottwist: The Paxum employee who handled the approvals is black.




Seriously:
Big companies like that well know what problems can happen when they do such racist moves so normally they are more than beware of this don't happen - even if the boss is KKK member. And also it's not realistic that a whole company with all employees is racist - if the story is in that way, it's more possible this single employee is. If thats so I would first report it to paxum itself to check it (maybe easier than a lawsuit agiant the company aboard). They will check what happen and maybe can confirm the wrong handling by the employee or they can explain why person 2nd person had more problems with registration.

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Major Tom Thanks Duke

I was thinking the same.

xmonkeys

why would I just randomly make the story up? What do I stand to gain from it?
nothing!

shimmy2

I will add this

You probably had to submit a passport/license selfie to verify account or something. its typical with money moving apps. many times the software or the human cannot verify black faces including my own because of poor lighting, low quality camera, and the fact the CMOS of the camera basically sees dark faces as background objects (Just TRY to autofocus on any camera on black person who is not wearing white or a contrasting color you will not get the AF box, espescially true with drone tracking). For example I delivered ubereats about a year ago. They would ask me to verify my face before starting the shift. If it was too dark in the car the shadows would not allow the software to see my features. You basically need studio lighting if you're black. And I would guess thats probably it. But oh well man a black guy in canada has bigger problems to worry about lol

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Tjeezers

Drama is what you aim to create. You are one of those people who fabricate lies and fake stories to stir things up. You are using GFY as a testing ground to develop your repulsive personality. There are many more people like you on this forum, which is why GFY has lost its credibility.

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CaptainHowdy

Try tanning it ? ?

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Major Tom Thanks Duke

No one cares about being called a racist anymore. That ship sailed

xmonkeys

Yup, that is exactly it, u figured me out. The gig is up.
You seem very angry with your life, you should maybe look into therapy it could do wonders for your anger!
I would highly recommend taking a minute or two, looking into a mirror and asking yourself if it was just you self-projecting how you truly feel about yourself and if the insults you choose to throw at people you don't know are actually you just being extremely unhappy with your own current life and thereby needing to use this outlet to make yourself feel better.
Either that or you are heavy on the paxum payroll and need to fill your support quota for the month so you can get your next month payout. ;)

OneHungLo

Or, maybe after browbeating and calling everyone racist for the past 8 years, white people are sick of hearing it?

xmonkeys

I see paxum renewed u too! ;)

Tjeezers

Oh, I'm just the epitome of happiness. Every morning, I rise with the sun, savor my breakfast while gazing at the majestic mountains, and eagerly dive into my daily tasks. Expanding my horizons and helping others? Pure joy. Of course, it's not always a walk in the park. Sometimes, helping out feels like a personal mission, and I go above and beyond for my fellow webmasters. I’m fully aware I can’t change the world, but when I fail to contribute to a solution, the disappointment hits me just as hard as it does them.

Yes, I have mirrors in my house. The grandest one is set in exquisite German wood, spanning 3 meters wide and 1 meter high. A truly delightful reflection, where I can admire my grey hairs with ease.

Anger? Oh, that’s just a fleeting guest, gracing me with its presence for a mere five minutes a day. Injustice can make it flare up occasionally, but usually over topics far beyond your understanding. Figuring you out was a breeze. These days, so many people like you use fake narratives to paint themselves as world-changing heroes. To me, you’re just another drum-beater, thinking everyone is entranced by your rhythm.

Ah, the grand topic of "racism," a word that’s skyrocketed in popularity recently. You’re such a trailblazer, kicking down an unlocked door. What a hero.

Judging by your post count and your inability to maintain domains under this ID, it’s clear you just needed to vent. Obviously, you have deeper issues and were hoping for some recognition on this forum for your "brave" post. But ultimately, all you’ve provided is some suggestive babble without substance. To me, that just screams loneliness.

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King Mark

8 years of hearing it drives yall that crazy, imagine generations of living it? Ask your relatives about the potatoes 🤣