Anyone Else Notice The New VISA Ad On Yahoo's Main Page (PIC) - GoFuckYourself.com

Jake · 02-02-2007, 10:45 AM

Just noticed the new VISA ad on Yahoo's main page this morning. Thoughts?

EscortBiz · 02-02-2007, 10:47 AM

seriously all these ads build up the mind of people thats its ok to chargeback even legit shit

ads need to be taken out that makes it clear bullshit chargeback such as I never did it = fraud

Jake · 02-02-2007, 11:18 AM

Quote:

Originally Posted by EscortBiz

seriously all these ads build up the mind of people thats its ok to chargeback even legit shit

ads need to be taken out that makes it clear bullshit chargeback such as I never did it = fraud

Unfortunately the merchant has absolutely no recourse without a signed receipt or card imprint, period! I've fought so many chargebacks where I've provided undisputable evidence that the transaction was initiated by the cardholder (or at least someone in their household) and they are initially reversed in our favor however when they go back to the cardholder and they continue to insist they did not initiate the transaction the chargeback is reinstated against our account. Bottom line, in a "card not present" transaction the bank will side with the cardholder every time regardless of what documentation the merchant provides to substantiate the transaction!

Lykos · 02-02-2007, 01:40 PM

hmm nope,visa sucks

who · 02-02-2007, 01:42 PM

FUCKING HELL that is just a disgrace. Fucking chargebacks!!!!!!!!!!!!!!!!!

Jake · 02-02-2007, 02:35 PM

Quote:

Originally Posted by who

FUCKING HELL that is just a disgrace. Fucking chargebacks!!!!!!!!!!!!!!!!!

You said it brutha!

woj · 02-02-2007, 03:42 PM

I know it sucks for merchants, but for someone who has unauthorized charges on their credit card it sucks just as badly... They should really figure out a way to eliminate chargebacks, but at the same time somehow protecting the customers from fraud...

King of Queens · 02-02-2007, 05:59 PM

charge backs for legit purchases suck.

some how these mofo's need to learn!

tony286 · 02-02-2007, 06:12 PM

its fucking crazy ,we are fighting now.
Sent someone a dvd and now they are charging it back, its theft.

BJ · 02-02-2007, 06:14 PM

a chargeback is a chargeback no matter what and it sucks

bonkerz2007 · 02-02-2007, 06:59 PM

everytime i start getting serious about doing a paysite I see something that makes me want to hold off

madawgz · 02-02-2007, 08:30 PM

well thats not a fucking good ad

Elli · 02-02-2007, 10:18 PM

Hmm..

I've had 5 chargebacks to my own personal site since September, and all 5 were from cheques, not cards.

WiredGuy · 02-02-2007, 10:21 PM

Its all about consumer security, so many people have had fraud happen to them when it comes to online chages (its happened to myself twice) that they want the comfort in knowing they can dispute them with ease. I don't really think it should be the focus of the ads though.
WG

studiocritic · 02-02-2007, 10:59 PM

tony.. remember, if it really bothers you.. just defend the chargeback with no more than a reasonable amount of energy.

then when you lose, sue the customer.

word will spread if everyone starts doing this. you can sue someone in small claims very inexpensively. and you can sue them in YOUR county.

since they won't ever show up, you'll get a default judgment.

even if you don't bother collecting it, you'll have ruined their credit.

pornguy · 02-02-2007, 11:10 PM

Got to love visa and thier rules.

studiocritic · 02-02-2007, 11:10 PM

oh, also. be sure to send the copy of the judgment to your processor, so they remove the chargeback from your file.

d00t · 02-03-2007, 12:14 AM

my main bank in australia is very good with chargebacks both as a consumer and merchant (i have both) - as a customer, if u say something is "fraud" and you didn't do it... they reissue your credit cards with new numbers - so it's a bit of an inconvinience.. but a godsend if the charge/s really are fraudulent.

As a merchant, even without a signature, if you use my banks gateway, they will assume responsibility for the chargeback because their fraud filters "werent doing their job".

as for that ad on yahoo... horrible!!!

02-02-2007, 10:45 AM	#1
Jake Confirmed User Join Date: Dec 2001 Location: CO, US Posts: 3,056	Anyone Else Notice The New VISA Ad On Yahoo's Main Page (PIC) Just noticed the new VISA ad on Yahoo's main page this morning. Thoughts? __________________

02-02-2007, 10:47 AM	#2
EscortBiz Fuck Checks, CASH only! Join Date: May 2002 Location: New York City Posts: 19,422	seriously all these ads build up the mind of people thats its ok to chargeback even legit shit ads need to be taken out that makes it clear bullshit chargeback such as I never did it = fraud __________________ Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts ICQ# 158802076

02-02-2007, 01:40 PM	#4
Lykos Too lazy to set a custom title Industry Role: Join Date: Apr 2003 Location: World Posts: 31,027	hmm nope,visa sucks __________________

02-02-2007, 03:42 PM	#7
woj <&(©¿©)&> Industry Role: Join Date: Jul 2002 Location: Chicago Posts: 47,882	I know it sucks for merchants, but for someone who has unauthorized charges on their credit card it sucks just as badly... They should really figure out a way to eliminate chargebacks, but at the same time somehow protecting the customers from fraud... __________________ Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

02-02-2007, 05:59 PM	#8
King of Queens Confirmed User Join Date: Aug 2006 Location: Atlanta, Georgia ICQ 276-218-214 Posts: 1,288	charge backs for legit purchases suck. some how these mofo's need to learn! __________________ Emails = $3.50 each \| girls gone wild \| Big Booty \| Big Booty Videos

02-02-2007, 01:42 PM	#5
who So Fucking Banned Join Date: Aug 2003 Location: ICQ #23642053 Posts: 19,593	FUCKING HELL that is just a disgrace. Fucking chargebacks!!!!!!!!!!!!!!!!!

02-02-2007, 06:12 PM	#9
tony286 lurker Industry Role: Join Date: Aug 2002 Location: atlanta Posts: 57,021	its fucking crazy ,we are fighting now. Sent someone a dvd and now they are charging it back, its theft.

02-02-2007, 06:14 PM	#10
BJ Confirmed User Join Date: Mar 2002 Location: asia Posts: 5,590	a chargeback is a chargeback no matter what and it sucks

02-02-2007, 06:59 PM	#11
bonkerz2007 Confirmed User Join Date: Sep 2005 Posts: 794	everytime i start getting serious about doing a paysite I see something that makes me want to hold off

02-02-2007, 08:30 PM	#12
madawgz 8.8.8.8 Industry Role: Join Date: Mar 2006 Location: Noordermarkt Posts: 30,509	well thats not a fucking good ad __________________ TAEMDLRMSKRJIXMRLSMRJ.

02-02-2007, 10:18 PM	#13
Elli Reach for those stars! Industry Role: Join Date: Apr 2003 Location: Vancouver, BC Posts: 17,991	Hmm.. I've had 5 chargebacks to my own personal site since September, and all 5 were from cheques, not cards. __________________ Make More Money with Cams and Dating at FFN.com! email: [email protected]

02-02-2007, 10:21 PM	#14
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,469	Its all about consumer security, so many people have had fraud happen to them when it comes to online chages (its happened to myself twice) that they want the comfort in knowing they can dispute them with ease. I don't really think it should be the focus of the ads though. WG __________________ I play with Google.

02-02-2007, 10:59 PM	#15
studiocritic Confirmed User Join Date: Jun 2005 Location: Irvine, CA Posts: 2,442	tony.. remember, if it really bothers you.. just defend the chargeback with no more than a reasonable amount of energy. then when you lose, sue the customer. word will spread if everyone starts doing this. you can sue someone in small claims very inexpensively. and you can sue them in YOUR county. since they won't ever show up, you'll get a default judgment. even if you don't bother collecting it, you'll have ruined their credit. __________________ 254342256

02-02-2007, 11:10 PM	#16
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	Got to love visa and thier rules. __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

02-03-2007, 12:14 AM	#18
d00t Confirmed User Industry Role: Join Date: Sep 2002 Location: In your mind Posts: 3,766	my main bank in australia is very good with chargebacks both as a consumer and merchant (i have both) - as a customer, if u say something is "fraud" and you didn't do it... they reissue your credit cards with new numbers - so it's a bit of an inconvinience.. but a godsend if the charge/s really are fraudulent. As a merchant, even without a signature, if you use my banks gateway, they will assume responsibility for the chargeback because their fraud filters "werent doing their job". as for that ad on yahoo... horrible!!!